Building wealth that lasts requires more than chasing high returns; it requires balance. Equities offer long-term growth as businesses expand and deliver profits, while bonds provide consistent income and capital preservation. Together, they form the backbone of a resilient portfolio.

For Nigerian investors, the stakes are higher. Inflation, interest rates, and currency volatility all shape returns. Yet, opportunities remain strong: equities like those in the NGX All-Share Index have delivered robust gains, while FGN bonds and treasury bills provide reliable income even in uncertain times. Corporate bonds further diversify the mix with higher yields, albeit at higher risk.

The real power lies in combining both asset classes. By blending equities and bonds, investors can reduce risk, improve stability, and stay positioned for growth across market cycles. Whether you are a young professional seeking long-term wealth or nearing retirement and prioritising security, the right mix of stocks and bonds ensures your portfolio is built to stand the test of time.

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