To invest or not to invest, is that even a question? It’s a well-known fact that when you invest, your money works for you by making you wealthier over time. Investing isn’t entirely about getting rich. It’s about building a financial safety net for yourself and your loved ones because let’s face it, at some point in your life, you’re going to retire. Investing will help give you the financial freedom and stability you and your loved ones need when the time comes.

As far as investments go, there are a vast array of financial institutions as well as financial instruments to meet every investment requirement from wealth creation to general savings. Financial instruments are assets that can be traded, or they can also be seen as packages of capital that may be traded in the market such as money market investments, company stocks, bonds, real estate, etc.

Do you also consider life insurance an investment instrument?If you do, how critical is life insurance as an investment? Should life insurance replace the other financial instruments in your portfolio?

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